Guide on RCBC Auto Loan Requirements 2026 for Application
RCBC AUTO LOAN REQUIREMENTS 2026 – For employed applicants, here are the documents required under the Rizal Commercial Banking Corporation offer.
Are you a self-employed individual who wants to apply for a loan offer? You don’t have to worry about not having the payslip to present to the lender. There are banks that offer loans not only for the employed but as well as self-employed individuals.
Getting a car now is undeniably more within the reach compared then. There are now banks and financing institutions that got financial products that can finance car acquisitions.
In the Philippines, one of the banks that is ready to finance car acquisitions is the Rizal Commercial Banking Corporation. More popularly known as RCBC, it is one of the most trusted banks in the country that is operational for decades now.
The Auto Loan offer of the bank is open for both employed and self-employed individuals with varying RCBC Auto Loan requirements for application. It is one of the sought-after offers of the bank aside from the RCBC Personal Loan. It is ready to finance both brand new and pre-owned vehicles.
Who are qualified to apply for the loan offer? It is important to check on the eligibility criteria set by the bank before preparing the RCBC Auto Loan requirements for application. This will save you time, money, and energy — it may undeniably be a waste of time to gather the documents required by the bank when you don’t satisfy the qualifications for eligibility to the offer.
To be eligible to apply for the loan, here are the qualifications that you should meet as a self-employed applicant:
- Filipino Citizen or Dual Citizen
- If Non-Filipino, applicant must have special visa
- at least 21 years old upon loan application
- at most 70 years old upon loan maturity
- Business must be in profitable operations for the past 2 years
As mentioned earlier, there are varying RCB Auto Loan requirements for application. For the self-employed individuals, here are the documents that you should prepare and submit to the bank to apply for the offer:
- Duly-accomplished RCBC Auto Loan Application Form
- Business registration with DTI
- 2 valid government-issued IDs:
- Philippine Identification System (PhilSys/PhilID) – the national ID, accepted as primary proof of identity
- Passport – valid and unexpired
- Driver’s License – issued by the Land Transportation Office (LTO)
- Social Security System (SSS) ID or Unified Multi-Purpose ID (UMID)
- Government Service Insurance System (GSIS) eCard
- Professional Regulation Commission (PRC) ID – for licensed professionals.
- Postal ID – must be issued 2016 onwards
- Senior Citizen ID – issued by the Office of Senior Citizens Affairs
- PWD ID – issued by the National Council on Disability Affairs
- NBI Clearance – photo-bearing and valid
- Integrated Bar of the Philippines (IBP) ID – for lawyers
- Seaman’s Book – for seafarers
- Firearms License – issued by the Philippine National Police (PNP)
- Audited financial statements
The RCBC got several loan offers. Aside from the Auto Loan, it also got the RCBC Solar Home Loan.
